--- title: S Capital Funding description: S Capital Funding provides agile nationwide private lending and commercial real estate financing from $50K to $150M for active investors. image: https://www.scapitalfunding.com/hubfs/Featured%20image.png --- [Skip to content](https://www.scapitalfunding.com#main-content) [![](https://www.scapitalfunding.com/hs-fs/hubfs/S%20Capital%20Funding%20(3)%20(1)-1.png?width=300&height=300&name=S%20Capital%20Funding%20(3)%20(1)-1.png)Homepage](https://www.scapitalfunding.com) - [Home](https://www.scapitalfunding.com) - [About Us](https://www.scapitalfunding.com/about-us?hsLang=en) - [Programs](https://www.scapitalfunding.com/programs?hsLang=en) - [Testimonials](https://www.scapitalfunding.com/testimonials?hsLang=en) - [Broker portal](https://scapitalfunding.privatelenderportal.com) - [Contact](https://www.scapitalfunding.com/contact?hsLang=en) [Apply Now →](https://www.scapitalfunding.com/apply?hsLang=en) - [Home](https://www.scapitalfunding.com) - [About Us](https://www.scapitalfunding.com/about-us?hsLang=en) - [Programs](https://www.scapitalfunding.com/programs?hsLang=en) - [Testimonials](https://www.scapitalfunding.com/testimonials?hsLang=en) - [Broker portal](https://scapitalfunding.privatelenderportal.com) - [Contact](https://www.scapitalfunding.com/contact?hsLang=en) [Apply Now →](https://www.scapitalfunding.com/apply?hsLang=en) # Fund Smarter. Grow Faster! Fast funding across the U.S. for real estate deals, business acquisitions & refinancing. Flexible terms. Funding $50K–$50M.  [Call (786) 434-7544](tel:+17864347544)[Ask for a quote](https://www.scapitalfunding.com/apply?hsLang=en) ![Untitled design (2)](https://www.scapitalfunding.com/hs-fs/hubfs/Untitled%20design%20(2).png?width=1920&height=1440&name=Untitled%20design%20(2).png "Untitled design (2)") About us # Our philosophy  We aim to be the go‑to partner for all your capital needs. As a nationwide private lender, we offer Fix & Flip, DSCR rental, purchase, refinance, bridge, portfolio, and ground‑up construction financing for non‑owner‑occupied residential, multifamily, mixed‑use, and commercial investment properties across the country. **Closings can happen in as little as 48-72 hours.** Our loan programs range from **$50,000** to over **$50 million**. Whether you need immediate funding or long‑term capital, we structure solutions that fit your goals. Beyond real estate, we also provide access to business financing, personal loans, auto loans, primary home purchase and refinance options, as well as lending for rural properties. Whatever the scenario, we work to deliver a funding path that gets you to the finish line. ## Explore Elevate's capabilities We have all the tools you need to run an effective marketing strategy ![](https://7528302.fs1.hubspotusercontent-na1.net/hub/7528302/hubfs/raw_assets/public/mV0_d-cms-elevate-theme_hubspot/elevate/images/features.png?width=372&height=524&name=features.png) ### Fix and Flip / Bridge Write a brief description of the product's capabilities ### DSCR Loans Write a brief description of the product's capabilities ### Ground up construction Write a brief description of the product's capabilities ### Commercial Loaans Write a brief description of the product's capabilities ## Our Programs ### Fix & flip/Rehab Bridge loans We offer short term Fix and Flip loan products that can be funded in as little as 48 hours, sometimes with no appraisal needed. Terms can range from 6-18 months and for qualified borrowers we have programs that allow for up to 100% financing! ### DSCR loans We provide hassle-free DSCR loan products for real estate investors, allowing them to qualify based on rental income rather than personal income, making it easier to scale their investment portfolio. ### Ground Up Constructions loans Whether you’re building from the ground up or completing a major development, we offer tailored construction loan products with competitive rates and structured draws to keep your project on track. ### Commercial loans Multifamily, Mix-use, Warehouses, Retail, Gas Stations, Churches.. ![Untitled design (1)](https://www.scapitalfunding.com/hs-fs/hubfs/Untitled%20design%20(1).png?width=1920&height=1440&name=Untitled%20design%20(1).png "Untitled design (1)") ## How to get started? - Apply for funding - Speak with a loan officer - Receive a loan estimate/term sheet - Appraisal, if needed - Closing [Ask for a quote](https://www.scapitalfunding.com/apply?hsLang=en) # A few words from our clients "Working with SCapital feels like working with an extension of our own firm. They bring institutional-grade sophistication to private lending, balancing clear communication with flawless execution. They don't just broker loans; they structure winning scenarios." **Marcus T., Managing Partner & Wholesaler**  "When we needed to secure financing for an 18-unit multifamily acquisition, SCapital delivered where traditional banks couldn't. Their team understands the nuances of asset-based lending, providing competitive terms and closing the deal seamlessly. They are our go-to partner for scaling our portfolio." **David K., Multifamily Operator** "Working with SCapital feels like working with an extension of our own firm. They bring institutional-grade sophistication to private lending, balancing clear communication with flawless execution. They don't just broker loans; they structure winning scenarios." **Marcus T., Managing Partner & Wholesaler** # Let’s get you the financing you need today! ![Top US Markets](https://www.scapitalfunding.com/hs-fs/hubfs/Top%20US%20Markets.jpg?width=796&height=1024&name=Top%20US%20Markets.jpg) # We Lend Nationwide! ##### You are just few steps away from funding your next project.   [Call (786) 434-7544](tel:+17864347544) [![](https://www.scapitalfunding.com/hs-fs/hubfs/S%20Capital%20Funding%20(3)%20(1)-1.png?width=300&height=300&name=S%20Capital%20Funding%20(3)%20(1)-1.png)](https://www.scapitalfunding.com) --- Privacy Policy · Legal · © 2026. All rights reserved.